How does my driving record affect my car insurance premiums?

How does my driving record affect my car insurance premiums?

James Bell (Publisher, Auto Reviewer) gives expert video advice on: How do I find the best auto insurance coverage?; What key factors should I look for when choosing an auto insurance company?; How does gender, marital status or age affect my auto insurance premiums? and more...

Your driving record is a key consideration from the insurance company, and what this is going to show is what sort of driver you are. Are you often getting pulled over for speeding or reckless driving? have you ever been convicted of driving under the influence of alcohol or drugs? It's all about identifying your general risk to the insurance company, and so driving records is going to be very important for them to identify that risk.