How is my auto claim processed?

How is my auto claim processed?

James Bell (Publisher, Auto Reviewer) gives expert video advice on: How do I find the best auto insurance coverage?; What key factors should I look for when choosing an auto insurance company?; How does gender, marital status or age affect my auto insurance premiums? and more...

After the accident is cleared and you're back home safe and sound, the insurance agency is going to go through a process to get your vehicle into the repair facility and get this claim solved. The very first thing that your insurance company is going to do is to go forward with the investigation, to identify exactly what caused this accident and who the parties were involved. Next is evaluation. To look at how the parties contributed to this accident and what, if any, sort of fault or responsibility is due for all of the parties involved. Next will be the inspection process. To actually look at the vehicles physically, identify what needs to be done to get them back up to original specifications. Quite often that is done by a body shop or a repair facility. Take it to an actual expert or professional who can identify what the cost is going to be to get that vehicle back to spec. And then lastly is the completion of the claim. Basically paying out the parties that are involved, collecting any deductibles that are involved, covering all the issues of this accident from a financial side so the vehicles can be repaired and back on the road.