What is 'contents insurance'?

What is 'contents insurance'?

Contents insurance covers the items that you own in a property. Contents insurance would, for example, cover a laptop, if you own a sofa, if you have a bike that you keep in the hallway. You take out contents insurance in case something should happen to these. There are two types of contents insurance. Firstly, there's the ordinary type of contents insurance which would just take into account if you were burgled (for example) and your item was stolen. The second type of contents insurance is accidental cover which means that if you accidentally break something within that property you can also get it replaced.