What illnesses are covered by Critical Illness Cover (CIC)?

What illnesses are covered by Critical Illness Cover (CIC)?

Ray Boulger (Mortgage Advisor) gives expert video advice on: What illnesses are covered by Critical Illness Cover (CIC)? and more...

The illnesses covered varies quite considerably from company to company. With some companies, nearly forty illnesses are covered, and with others, it's a rather small number. The majority of claims come from heart attack, stroke, and cancer. And, so all policies will include those particular conditions. The more conditions that are covered, clearly, the better, but sometimes it will be a balance between looking at a very comprehensive policy, which covers virtually everything, and perhaps looking at a policy that doesn't cover quite as much, but may have a cheaper premium. So, in deciding which policy to take out, you need to look very carefully at what's covered, and decide what's important to you. But, as a general rule, because you just don't know what's going to happen, and if you've taken out one of these policies, it would be really annoying, to put it mildly, if you happen to suffer from an illness which was covered by a policy that somebody else offered, but not by your policy. So, in general, I'd say, go for the policy which has maximum cover.