Is it difficult to manage multiple investment accounts?
It's actually really easy to open an investment account, to put money in and to take it out. What I've found with people who do goal-oriented investing is that maybe they open six or seven different investment accounts because they've got six or seven different goals. Let's say a year later, they've already achieved two of those goals; it doesn't mean they have to close the investment account. It just means now that their other goals maybe weren't a priority and now they are a priority. Now they just start putting money into the existing investment accounts.