What kinds of identity theft clues should I look for on my credit report?
When you pull your credit report you need to become familiar with it. For most people they're kind of confusing and they don't make a lot of sense. First you need to verify all the different accounts on that credit report, making sure that they're accounts that you are familiar with, meaning accounts that you've opened at some point in your life. Some of them may be currently active and some of them may have been cancelled years and years ago, but are still on your credit report. That's fine. The red flags, the clues you're looking for, are unfamiliar accounts that are opened up under your name, either cancelled or active, that essentially are fraudulent accounts that affect you financially. Once you find those accounts, you need to dispute them. Call those companies themselves and get on the horn with them. Get on the phone with them and shut those accounts down before they become an even bigger problem for you.