How do insurance companies attempt to justify ERISA?

How do insurance companies attempt to justify ERISA?

It was originally designed to protect pension plans as an employee benefit. All the insurance companies said, "Hey, we're on employee benefit so you should protect us". If we deny you a $100-dollar procedure for breast cancer evaluation, and you don't get it on your own, and that could have saved your life, or we can prove that it would have saved your life, your lost earnings don't matter anymore. So, the value of a human is devalued by ERISA. An insurance company's ability to lie is enhanced. It's a license to steal.