What is 'investigative' or 'investigatory'?

What is 'investigative' or 'investigatory'?

Definitions of investigative are all over the board. And remember the insurance company hires teams of lawyers to pick words very carefully so that they have escape clauses when you are the ill one. But I've seen definitions of things done on laboratory rats and animals and not practiced in the medical community. That one's pretty easy. Then they say there are things that in our determination have not reached the level or standard of care that everybody should be practicing in medicine. So again, meaningless terms based on what they believe or what they think; kind of illusory, not a real contract there. What does that mean? Who knows; that's where the litigation comes in, that's where there's some major fights.