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What kind of documentation will I need to file a homeowner's insurance claim?

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What kind of documentation will I need to file a homeowner's insurance claim?

Sam Friedman (Editor-in-Chief, National Underwriter, Property & Casualty Edition) gives expert video advice on: Why won't my insurance company pay for damage caused by a flood?; Why won't my insurance company pay for vermin damage or extermination? and more...

The more documentation the better when you file your homeowner's claim because it'll speed up the claim process, and get you your cheque faster. You'll start by filing a claim form which will document what was damaged or lost, what kind of value might be on that property, and the circumstances of the loss. An adjuster will follow up with you to investigate the claim. If you have any supporting documents, for instance if it was a burglary, you might file a police report. If a neighbour was unfortunately injured on your property by slipping on an icy sidewalk in front of your home and the neighbour went to the local hospital, filing some sort of a medical report from the hospital might help in that way as well. So, the more documentation the better. If you have any receipts for items that were lost; if you just bought your personal computer and that was stolen or you just got a new television and that's been gone, and you still have the receipt (whether it's a credit card receipt or from the original store where you bought it) that saves a lot of time as well.

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