Will my insurance company cover all the parts of my hospital visit?

Will my insurance company cover all the parts of my hospital visit?

Arthur Shorr (Former COO and SVP of Cedars-Sinai Medical Center) gives expert video advice on: Will my insurance company cover my emergency hospital visit?; Should I notify my insurance company when I am hospitalized? and more...

It really depends on the insurance policy you have as to whether your hospital visit is totally covered. Most policies today require that patients pay some portion of the bill, and that's called a co-pay. Some policies have deductibles, which means that you will pay the first number of dollars up to the amount of that deductibility. Again, that's something that you, as the patient, take responsibility for yourself; you have to check so you know exactly where the boundaries are of your co-pay and of your deductibles before you go to the hospital.