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Do pre-approved credit card offers make me vulnerable to identity thieves?

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  • Videojug
  • 4:34
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  • 900kbps

Do pre-approved credit card offers make me vulnerable to identity thieves?

Robert Siciliano (Identity Theft Expert and CEO) gives expert video advice on: Is my outgoing mail vulnerable to identity theft?; What should I do if I suspect my mail has been stolen? and more...

The unfortunate part of the pre-approved credit card offers is that consumers are receiving as many as 3.5 billion pre-approved credit card offers every single year. Now, there only are around 21 million people in this country actually old enough to qualify for credit and those peolple are receiving 3.5 billion pre-approved credit card offers. Unfortunately, most of those pre-approved credit card offers go in the trash and identity thieves now that all they have to do is fill the information out, plug in your social security number, change the address and then get real credit cards under your name. So the key here is to turn of those pre-approved credit card offers. The best way to do that is by calling 18885OPTOUT, that's 18885OPTOUT and all the credit card companies that participate in the OPT OUT Program will stop sending you credit card pre-approvals to that address. In the event that you get pre-approved credit card in the mail, which we all do, you really need to shred those. Don't just throw them away. Dont have them sitting around in your home or office. Shred them to death using a cross cut shredder.

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