How are we identified in the U.S.?
To this very day it is an unfortunate fact that in reality, you and I have not been properly identified. Meaning from birth we were given a social security number which is our account number for who we are. We were given a birth certificate and as we grew older and we were given our driver's license that had our photo on it. And all these forms of identification are supposed to identify who we are. But in reality, they don't identify who we are. They are just paper and plastic documents that are associated with us. But the reality of it is, at any given time anyone can create documents similar to these birth certificates, social security cards, or driver's license's and essentially become us. And all along the line, this social security number is attached to all that information and it's attached to you and it's attached to all your accounts, so that began as your primary identifier. Over the years, that number, those nine numbers, are available in many different places. As it follows us and as it's being used, and as it's in data bases and filing cabinets all over the place, it's also being used for our credit. Now anybody who wants to get credit under your name, just simply gives up those nine numbers, poses as you and simply gets credit under your name and unfortunately it is just as simple as that.