What are the chances I'll need long-term care?
It's difficult to quantify because we don't know exactly what's going to happen to us. People who have chronic illnesses like diabetes are somewhat more likely to require long-term care. It also depends on what your resources are and what kind of family support you might have. It's hard to quantify that. Probably up to sixty percent of the population at some point will need some type of long-term services. Whether they are actually medical versus just custodial assistance is variable.