Why should I worry about long-term care?
Because not all of us get the exit that we pray for which is you're healthy one day, you go to bed one night, have a giant heart attack in your sleep and that's it. Some of us wind up requiring assistance no matter how good care we take of ourselves. Sometimes due to unforeseen circumstances, we wind up requiring the assistance of others to go about our business. So it's the kind of thing that everybody needs to worry about to some degree - about ourselves, about our parents, our loved ones and so on.