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How are policy sizes determined for long-term care insurance?

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How are policy sizes determined for long-term care insurance?

Most policies are a daily benefit policy or a monthly benefit policy. The daily benefit is what most companies use and ultimately, if you buy $150 a day benefit, you're going to get $4,500 a month. If you buy $200 a day benefit, you're going to get $6,000 a month. It's just for the purposes of making things simple to somebody because a lot of people think, "What do I need to hire somebody in my house per day?" Along with that, sometimes people think that "I may only need somebody two or three days a week," and they're usually talking about daily benefits.

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How are policy sizes determined for long-term care insurance?

How are policy sizes determined for long-term care insurance?

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How are policy sizes determined for long-term care insurance?

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