What happens when neither party can agree who was responsible?
If you are involved in an accident and you cannot agree with the other person who is at fault, you should simply take the details from the other person, their name, address, and vehicle details, and inform your own insurance company. If you're fully comprehensibly insured, your own insurance company will pay for the damage to your repairs and if they feel that you have strong case, they will then pursue a claim against the other person or their insurers for damages. If you don't have fully comprehensive insurance, then you're going to have to pursue a claim for damages to your vehicle directly yourself from that other person or their insurance company. It really does depend on the cover that you've purchased. And it really would depend to a large degree on the degree of fault that's involved. The best advice that can be given is where possible, buy comprehensive insurance. And where possible, try and protect your no claims discount, and then leave it to the insurance company, the experts, to pursue the claim on your behalf.