What is "casualty insurance"?

What is "casualty insurance"?

Sam Friedman (Editor-in-Chief, National Underwriter, Property & Casualty Edition) gives expert video advice on: Do I need insurance?; How much insurance do I need? and more...

Casualty insurance is a component of the homeowner's policy. Essentially it protects you if someone is injured in your home or you hurt somebody. For example, if someone trips on your stairs, falls on the ice that isn't swept away in front of your house, if you back out of your driveway and hit them, things like this. It also covers some personal property. For instance, if you're burglarized, that would be considered a casualty loss.