What is an "insurance adjuster"?

What is an "insurance adjuster"?

Sam Friedman (Editor-in-Chief, National Underwriter, Property & Casualty Edition) gives expert video advice on: What is an "insurance claim"? and more...

An insurance adjuster is an individual sent by an insurance company to examine a claim. Essentially, an insurance adjuster is there to verify what kind of loss you had and what the circumstances were, so the insurance company can go ahead and pay the claim. For instance, if you have a windstorm that blows a tree into the garage and severely damages it, the insurance adjuster will take pictures of the tree still sticking out of your garage, for example, and take a look from the interior to see what kind of damage was done. The insurance adjuster will report back to the insurer, and then the insurer can proceed with paying the claim.