Will lenders look at my bank accounts?

Will lenders look at my bank accounts?

Ron Goodlin (Mortgage Banker and Broker, The Goodlin Group) gives expert video advice on: Will lenders look at my bank accounts?; What can I do if I am rejected for a mortgage loan?; How much of my monthly payment is considered interest? and more...

We do usually collect the last three months of bank statements to verify that the money has first of all been seasoned, meaning it's been sitting in your bank account for a few months. They are then going to take a look at any large deposits and any large withdrawals. But overall yes, they definitely want to look at your bank statements.