Can my home be repossessed without going to court?
Your home cannot be repossessed without going to court. However, it can be repossessed if you have not appeared in court. If you repeatedly miss the court appearances, either by not actually understanding that there was a court appearance or by not being in the country or missing the letters that have hit your doorstep to go to court. However, as long as the lender has been to court and has gone through the due process, a lender can repossess a property with the court's permission, as long as they've gone through due process.