What can I present as my defence in court to stop my home from being repossessed?
The best thing to present to the judge is how you're going to be able to keep up your commitment going forward. Now this can be done in the form of various items. A work contract would be good as proof of income, and any other forms of income that are available to the house to prove that the judge doesn't have to repossess because the mortgage can be afforded going forward.