What will happen in court on the day of the repossession court hearing?
The usher will call you through into the chambers; it's not a courtroom. That literally means there's just a judge and a solicitor, so usually, just three or four people in a small room. You can talk to the judge and the other side's solicitors directly. Very often, it's helpful if you speak to the solicitor formally before you go into your hearing and see if you can come up with some kind of alternate arrangement, where by you can sit in front of the judge, and say, we've already come to an agreement.