Can my home be repossessed because I was sick and couldn t work so couldn't make repayments?
Your home can be repossessed because you couldn't make payment, because you were sick, because the point is that you haven't made payments. It does give you a factor to deal with the judge, and that's the reason you fell into arrears, because you were sick or unable to work. However, this only gives him some leeway and can't continue ongoing forever. This is a very personal situation, and some people will have a long time because they've got lots of equity built up in their property, and some people will have a short time because they've got very little equity in their property. So the answer to that is, yes, you can be repossessed for whatever reason.