When can my landlord or mortgage lenders apply for an eviction warrant?

When can my landlord or mortgage lenders apply for an eviction warrant?

They can apply at any point when an account falls into default, but generally the courts do not like lenders or landlords applying to the court for anything less than two or three months worth of arrears. Now, that could be based on the last two or three months being missed completely, or an accumulation over the last couple of years, totalling two or three months' arrears, but generally not before.