What kind of documentation do I need to make a claim on my umbrella insurance policy?

What kind of documentation do I need to make a claim on my umbrella insurance policy?

Sam Friedman (Editor-in-Chief, National Underwriter, Property & Casualty Edition) gives expert video advice on: Do I need umbrella insurance? and more...

To make a claim on your umbrella insurance policy could be very straight forward. A process server shows up and gives you papers alerting you that you are being sued for damaging their property or injuring somebody. It could be more subtle, it could be a letter sent to you saying that someone tripped over your sidewalk or slipped on an icy patch that you failed to put salt on. Umbrella insurance should be claimed after anything that might indicate that you are going to be the subject of a lawsuit. You should let your insurance agent and your umbrella liability insurer know as soon as possible so that they can help ward off a suit, or, if necessary, coordinate your defense.