Am I vulnerable to identity theft if I use online banking services?
Most people believe that online banking services are scary, that they are afraid to use it because they think they're going to get breached. Actually, paper and people are the path of these resistances for identity thieves. So what comes in the mail and goes out in the mail, like paper checks are a problem. Online banking is much more secure than traditional banking. The problem is not the banks, because the banks have spent millions of dollars to secure their information in transit. It's the consumer, if they have not updated the virus definitions, updated their operating system, have spyware removal programs, encrypted their wireless connection, its the consumer that's lacks in their security that serve path of these resistance to the banks server. As long as you as a consumer are secure, online banking is a great way to go.