When is it a good idea to get event insurance?

When is it a good idea to get event insurance?

One of the concerns that I have with my clients is I always ask them how they're paying for the wedding. Are they taking out a loan? Are their parents taking out a second on their home? If they are doing things like that, then they want to make sure that they're definitely going to be married, and that they want really good event insurance. So that if someone does get sick, or there's a death in the family, or there's a huge fire like what we recently had, or something like that, they can be protected. Because realistically, nowadays people are spending so much money on weddings. It's an investment, just like putting a down payment on a home, or buying a car, or investing in a college education, so you really need to make sure that it's a thought-out process, not the whim of "I'm getting married, so throw me a huge party."