How To Buy A Car

Step 1: What to consider

Have a think about what sized car you need, what fuel type, and how fuel efficient it is. All of these points will affect the amount of tax you pay on it. Also consider whether you're going to use it for long-distance driving, or simply pottering around the local area. How long do you expect to own it for? What type of surfaces will you be driving it on? Finally have a think about what colour you want and most importantly, how much you want to spend.

Step 2: Where to look

Do some research in the trade press and online before you head out. Visit the showroom, and talk to them about what you're looking for, and ask to be shown around any cars you fancy. They might not have the exact model you're after – but you can always look at similar cars.

Step 3: The test drive

You should always take the car for a drive, to make absolutely sure it's right for you. At a manufacturer's dealership you should be covered by their insurance, but double check before setting off. The dealer will probably start by driving and demonstrating the car themselves. This gives you a good chance to have a good look at the interior, because you'll have less time to nosey around when you're driving! When it's your turn to drive, take your time. Set off very cautiously – it's a new car, controls may be different to your current car and it'll probably to feel a little strange at the beginning. Try and drive the car on the kind of roads you're likely to use it. If you do a lot of town driving a quick trip up and down a dual-carriageway won't do you any good. Use the time to get the dealer to tell you about the car's features and benefits, and to ask any questions you might have.

Step 4: Paying

There are many options available to you when it comes to paying for a new car. Speak to the dealer about the option that best suits you. With a variety of financial packages now available in the market place the traditional bank loan may not be the best option.

Step 5: Delivery

Once you've placed your order and left a deposit, the dealer will keep you posted about when the car will be ready. This will vary depending on whether they have one in stock or need to get one factory built. Before you can get hold of your new car you'll need to sort out any loan agreements and car insurance, and the dealer will sort the car tax and registration for you. Finally, when taking delivery of your new car allow enough time for the dealer to fill out all the documents and tell you about the servicing, as well as giving you a thorough demonstration of how everything works. And then enjoy your new car….