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Combination Facilities

 
Dr. Karl Steinberg
Meet the Expert
www.karlsteinberg.com
  • What is a continuing care retirement community CCRC?
  • What range of services do combination facilities provide?
  • Does a CCRC meet its claim of 'aging in place'?
  • Why have CCRCs become a popular long-term care option?
  • Is a CCRC the same as a 'stepped care community'?
  • What are the advantages of a CCRC?
  • What are the disadvantages of a CCRC?
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Long-Term Care
 Long-Term Care 
  1. Dr. Karl Steinberg
  2. What is long-term care? 
  3. Why should I worry about long-term care? 
  4. Who needs long-term care? 
  5. What are long-term care services? 
  6. Who pays for long-term care? 
  7. What is skilled care? 
  8. What is unskilled care? 
  9. At what age do most people need long-term care? 
  10. What are the chances I'll need long-term care? 
 Choosing Long-Term Care 
  1. Dr. Karl Steinberg
  2. Who provides long-term care? 
  3. What long-term care options are available? 
  4. What is a long-term care facility? 
  5. Are long-term care facilities federally regulated? 
  6. What kind of certification is there for long-term care facilities? 
  7. Why is the type of long-term care facility so important? 
  8. Why are there so many names for long-term care facilities? 
  9. What is the most common type of long-term care situation in the US? 
 Planning For Long-Term Care 
  1. Dr. Karl Steinberg
  2. How can I plan for long-term care? 
  3. How do I prepare financially for long-term care? 
  4. How do I prepare legally for long-term care? 
  5. How do I choose the best long-term care situation for myself? 
  6. How do I choose the best long-term situation for my parents? 
  7. Why is discussing long-term care with my parent so hard? 
  8. What can I say when my parents want me to promise they'll never be 'placed' in a nursing home? 
  9. What if I can't provide the long-term care my parents need? 
  10. Why does the thought of my parent in a long-term care facility make me feel so guilty? 
 Long-Term Care Issues In The US 
  1. Dr. Karl Steinberg
  2. What is the 'Sandwich Generation' in regard to long-term care? 
  3. Who can help me make decisions about long-term care? 
  4. Why is long-term care such a hot issue right now? 
  5. What is the biggest problem with the long-term health care system in the US? 
  6. How many Americans can't afford long-term health care? 
  7. What happens if I can't afford long-term care? 
  8. What reforms could change the long-term health care system? 
  9. What is the single biggest misconception about long-term care? 
 Aging Parents And Long-Term Care 
  1. Dr. Karl Steinberg
  2. What are the signs my parent is ready for long-term care? 
  3. What is the first thing I should do if I believe my parent needs long-term care? 
  4. Who can help me implement a long-term care plan for my parent? 
  5. What should I consider before taking on the role of long-term caregiver for my parent? 
  6. How can I determine what type of long-term care facility my parent needs? 
  7. What is an independent living residence? 
  8. What is an assisted living facility? 
  9. What are board and care homes? 
  10. What is a nursing home? 
  11. Is a nursing home and skilled nursing facility the same thing? 
  12. What is a continuing care retirement community CCRC? 
 Long-Term Care Problem Solving 
  1. Dr. Karl Steinberg
  2. What is a geriatric care manager? 
  3. How do I find a geriatric care manager? 
  4. How do I find long-term care for a chronically ill parent? 
  5. What is a 'geriatric screening' for long-term care? 
  6. What's the best way to approach other family members about long-term care for aging parents? 
  7. What if my parent is resistant to long-term care? 
  8. How do I help an aging parent if I live far away? 
 Long-Term Care Legal Planning 
  1. Dr. Karl Steinberg
  2. How does 'power of attorney' affect long-term care? 
  3. What is an advance directive? 
  4. Why are advance directives important? 
  5. Where can I get an advance directive? 
  6. What is a declaration? 
  7. Why would I need a living trust for long-term care? 
 End Of Life Issues And Long-Term Care 
  1. Dr. Karl Steinberg
  2. What about end-of-life decisions and long-term care? 
  3. When should I start thinking about end-of-life decisions? 
  4. Who should know my wishes concerning end-of-life decisions? 
 Long-Term Care Insurance 
  1. Dr. Karl Steinberg
  2. What is long-term care insurance? 
  3. What does long-term care insurance cover? 
  4. At what age should I consider long-term care insurance? 
  5. What should I look for in a good long-term care insurance policy? 
 Independent Living 
  1. Dr. Karl Steinberg
  2. What is independent living? 
  3. What types of independent living facilities exist? 
  4. What are the requirements for independent living facilities? 
  5. Do independent living facilities provide medical care? 
  6. How expensive are independent living facilities? 
  7. Does Medicare or Medicaid pay for independent living facilities? 
  8. How can I find a good independent living facility? 
 Assisted Living 
  1. Dr. Karl Steinberg
  2. What is the difference between assisted living and independent living? 
  3. What services do assisted living facilities provide? 
  4. How does an assisted living facility differ from a nursing home? 
  5. How many US seniors reside in assisted living facilities? 
  6. Is there 24-hour supervision at an assisted living facility? 
  7. Do assisted living facilities offer medical care? 
 Costs Of Assisted Living 
  1. Dr. Karl Steinberg
  2. How much do assisted living facilities cost? 
  3. What services are not included in the monthly fee at an assisted living facility? 
  4. Are assisted living facilities eligible for Medicaid? 
  5. What should I look for when choosing a good assisted living facility? 
  6. What are the pros and cons of assisted living facilities? 
  7. Is there a regulating organization that ranks assisted living facilities? 
Combination Facilities (Now Playing)
  1. Dr. Karl Steinberg
 Costs Of Combination Facilities 
  1. Dr. Karl Steinberg
  2. How much does a CCRC cost? 
  3. Will the cost of a CCRC change based on the level of care I need? 
  4. Do you rent or buy units in a CCRC? 
  5. Is it wise to sign an all-inclusive contract at a CCRC? 
  6. What is a 'Life Care Contract' at a CCRC? 
  7. What is a fee-for-service contract at a CCRC? 
  8. Who decides when a patient needs to be moved from one level of care to the next in a CCRC? 
  9. Does Medicaid help pay for a continuing care retirement community? 
 Nursing Facilities 
  1. Dr. Karl Steinberg
  2. What services does a nursing facility provide? 
  3. How do I know if my parent needs to be placed in a nursing facility? 
  4. Do all nursing facilities offer 24-hour medical care? 
  5. Do I need to choose a nursing facility certified by the federal government? 
  6. What are the essential services a nursing facility must provide? 
  7. What are the most important services to evaluate when choosing a nursing facility? 
  8. Why is the staff to patient ratio so important in a nursing facility? 
  9. How important are recreational and social activities in a nursing facility? 
  10. What are the main concerns about quality of life in a nursing facility? 
  11. Is there an organization that 'ranks' nursing facilities? 
  12. What does an ombudsman do? 
 Costs Of Nursing Facilities 
  1. Dr. Karl Steinberg
  2. How much do nursing facilities cost? 
  3. What are the living arrangements in a nursing facility? 
  4. Are there any monthly fees in addition to rent at nursing facilities? 
  5. How much does Medicare pay for a nursing facility? 
  6. How much does Medicaid pay for a nursing facility? 
 Long-Term Care And Medicare 
  1. Dr. Karl Steinberg
  2. What is Medicare? 
  3. What is the difference between Medicare A and Medicare B fee-for-service plan? 
  4. What is Medicare C? 
  5. Who qualifies for Medicare? 
  6. What does Medicare cover? 
  7. When can I enroll for Medicare? 
  8. What is the difference between Medicare and Medicaid? 
  9. What are the worst widely-held misconceptions about Medicare? 
 Long-Term Care And Medicaid 
  1. Dr. Karl Steinberg
  2. What is Medicaid? 
  3. Why is it called Medi-Cal in California? 
  4. How do I qualify for Medicaid? 
  5. Who determines Medicaid eligibility? 
  6. Is it true Medicaid can recollect the cost of care from a person's estate upon death? 
  7. What does Medicaid cover? 
  8. What does Medicaid NOT cover? 
  9. Do all long-term care facilities accept Medicaid? 
  10. Does Medicaid only pay for certified nursing facilities? 
  11. How can I find out about my state's Medicaid program? 
 Long-Term Care And Medigap 
  1. Dr. Karl Steinberg
  2. What is Medigap? 
  3. Who is eligible for Medigap? 
  4. What does Medigap cover? 
  5. How much does Medigap cost? 
  6. How do I know if I need Medigap insurance? 
  7. Who sells Medigap? 
 Elder Care Benefits 
  1. Dr. Karl Steinberg
  2. What are elder care benefits? 
  3. Do all employers offer elder care benefits? 
  4. How can I find out more about elder care benefits? 
 The Dying Process 
  1. David Kessler
  2. What physical signs will indicate that my loved one is dying? 
  3. How will hospice make my loved one more comfortable before death? 
  4. Will hospice help me understand what my loved one can and cannot hear? 
  5. How do I explain death to my children? 
  6. How can I make my loved one more comfortable before death? 
  7. Will a hospice worker be present following death? 
  8. Will hospice help arrange for the disposition of the body? 
Karl Steinberg Dr. Karl Steinberg
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Transcript

Combination Facilities

What is a continuing care retirement community CCRC?

A continuing care retirement community or CCRC is a facility that basically has this aging in place concept where you move in, and generally when people move in, they are in pretty good shape and don't require a lot of assistance, but the idea is that no matter how much assistance they may need, as life goes on and whatever medical conditions may develop and so on, that they can stay in that setting and so they have got an independent setting, and then they will have an assisted setting, and then usually they have got a nursing facility, all within the same campus. So, you can go up or down in levels of care, depending on what else is going on with you. If you break a hip, you go to the nursing centre for a while and then you can move back, if you are doing okay, and so on.

What range of services do combination facilities provide?

Usually, these CCRC's have a very wide range of services that can range from people who have essentially no needs at all, may be able to even still cook their own meals and drive their own car and so on, and then all the way through the whole scope of assisted living services. So that could be just meal assistance, but it could also be the whole gamut of bathing assistance, grooming assistance, and maybe even toileting assistance. And then the nursing home, of course, would even have medical services including the need for IV's, feeding tubes, wound care or things like that would typically require more care even than assisted.

Does a CCRC meet its claim of 'aging in place'?

In general, that whole concept of aging in place is fairly well met by the CCRC's that are out there now. Some of them have more ability to keep people in that setting than others, and clearly it's not a hospital, so most of them don't have the type of care that you could get in an acute care hospital. Nursing homes, skilled nursing facilities, give pretty high level care, so they can do IV antibiotics. They can do pretty significant respiratory care, and from one facility to the next as far as the CCRC's there may be a range as far as just how sick you can be and still stay there. But certainly if you're a person who doesn't want to be put in the acute care hospital, you can stay there in a hospice setting, and when your condition gets to the point where you need high levels of care.

Why have CCRCs become a popular long-term care option?

I think CCRCs are a natural concept that is just going to be something that people like because you move into a place. Especially because, let's say you move in there, you're 67 years old, you're still walking five miles a day and driving and going on vacations and so on. You're still sort of in the prime of life. But anyway, these are people that are fully independent, vibrant people They're saying, "We'll move into this place. I may be here for 30 years." It's a whole community. They get to know people. They get to know the staff and then it's a very attractive notion that you can stay there, live out your years there and not have to be bounced between a bunch of different kinds of care settings.

Is a CCRC the same as a 'stepped care community'?

I'd say the term "CCRC" and "stepped care" are pretty interchangeable. There may be specific states or areas where they have a different meaning or a slightly different range of services, but essentially it's the same thing. "Stepped care" can also be used to refer to just an assisted living that has different levels of care, going from practically independent to practically nursing home, so that would be another way that you could use that term.

What are the advantages of a CCRC?

I'd say the biggest advantage of a CCRC is that whole tag line about aging and place and essentially being able to stay in one basic campus and get all of your needs met. Now you're there with the same people, your neighbours, your friends that live in the same place, some of whom you know you can get to know very well over the course of the years that you're living there together. Even if you go from independent to assisted, assisted to nursing, those people are still there. There is only one person that you pay the bills to and so on, and you're just not getting bounced among a whole bunch of different places, so there is familiarity, and particularly with patients who have dementia or other kinds of memory problems and so on, having familiar faces, familiar surroundings, and just familiar stuff and pictures on the wall, your own personal stuff, that can be really reassuring.

What are the disadvantages of a CCRC?

The disadvantages of a CCRC are generally that if at some point you decide you don't like the place, you are already bought in. Typically, they have a fairly steep enrolment fee, like joining a country club or something like that. If you decide to move out, typically you would lose that enrolment fee or that initiation fee. That's one thing. Then clearly there are some places where perhaps what is offered or what they claim they are able to provide may not exactly be what they are able to provide. Perhaps some of the nursing centers don't have the level of skill that another skilled nursing facility in the area might have that you might require. You've already paid all this money and yet you might wind up having to move to a different setting, or stay there and get care that is perhaps below the level that you would need.

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  • What is a continuing care retirement community CCRC?
  • What range of services do combination facilities provide?
  • Does a CCRC meet its claim of 'aging in place'?
  • Why have CCRCs become a popular long-term care option?
  • Is a CCRC the same as a 'stepped care community'?
  • What are the advantages of a CCRC?
  • What are the disadvantages of a CCRC?

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