How To File A Health Insurance Claim

How do I file a health insurance claim?

With most companies, if you have a PPO program or an HMO program, you go into the doctor's office and the doctor files everything. Its really paperless. They file the claim for you 100%. If you use a doctor that is not a provider or a doctor that says that he or she does not accept any type of health insurance, you'll have to take a claim form, submit it with copies of the bill from the doctor's office and send it directly to the insurance company. For most people, they never have to submit a claim because most doctors submit the claims for you.