How To Get Personal Property Insurance

How do I get personal property insurance?

Personal property insurance is handled through the home owner's policy. Most of it is pretty standard. The homeowners insurer is going to assumethat your home is going to require all the basics. It's going to require living room furniture like a couch, the chairs and TV, the bedroom set, things of that nature.They'll assume that you have clothing, whether its shirts, ties, pants, shoes, coats,for various seasons. If you have anything out of the ordinary that requires special attention such as a rare painting, a stamp collection, a 1968 Mickey Mantle baseball card that's worth a thousand dollars. These types of things should not be taken for granted. They should be brought to the attention of the agent and the insurer when you buy your policy, independently appraised, added on as separate endorsements.