How To Get Umbrella Insurance

How do I get umbrella insurance?

Umbrella insurance is usually available through the same agent or broker where you bought your homeowner's and auto insurance. Frequently, the same carrier that will supply your homeowner's insurance can add an additional layer of liability coverage under an umbrella policy. What you should probably do is ask your agent, at the time you buy your homeowner's insurance - if they haven't brought it up to you; a good agent will bring it up to you - and ask: "Does my carrier for homeowner's also offer umbrella? How much more is it?" In fact, there are some instances where if you buy multiple policies from the same carrier, if you get your auto, your homeowner's and your umbrella under the same carrier, you'll get a discount on the coverage because it's part of a package at that point. So it's always something you should raise with your agent.