How To Make A Claim Under Your Umbrella Insurance Properly

How do I make a claim under my umbrella insurance policy?

To make a claim under your umbrella insurance policy you should contact the insurer and your agent as soon as something happens. Don't wait to be sued. If someone has fallen in your yard, if someone has tripped over your dog and broken their leg, or if you've driven your car out of the driveway and backed into somebody's garage and damaged their property be proactive. Call your insurer and your agent right away and say, “Something's happened. I'm not sure if anything is going to come from it but just in case.” Certainly if you're ever served with any papers (legal papers), put under a notice that you're being sued, you need to alert your homeowners and your umbrella liability insurer as soon as that happens so that they can help you coordinate your legal defense.