How To Transfer A Title If The Seller Still Owes Money On The Car

How do I transfer a title if the seller still owes money on the car?

Much of the responsibility of transferring the title actually resides with the person who still owns the vehicle, especially if they owe money on that vehicle. They'll need to make sure that they go to the person who has loaned them the money, whether it's a personal party, or a bank or a finance company. They need to pay that debt off and transfer the title to you. If the person still owes money on the vehicle, then they're not really the official owner. There's another company that has a lean on that vehicle. You need to work with both parties to make sure that all the paperwork is done, that the lending company recognizes that the vehicle has been paid off, that it's free and clear and that they transfer that title into your name.