Searching For A Property

Should I settle for less if my agent tells me to?

When searching for a property, you may have to compromise in terms of what you want to buy, but always remember, that an estate agent is being paid by the seller. Therefore, if they tell you that you are not necessarily going to find what you want to in your area, you don't have to accept that at face value.

Should I worry about resale value?

I don't think you should worry about the resale value, what you are buying is a home for yourself to live in. When you come to sell, markets move up and down. But, if it has happens to of moved down when you come to sell; so will what you want to buy, so it really doesn't matter.