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Car Insurance
Car insurance is a legal requirement for everybody who gets behind the wheel of a car. It is also the subject of an astonishing amount of advertising, much of it very confusing. In this section VideoJug's insurance expert tells you, clearly and concisely, everything you need to know about insuring your vehicle. Why do you need car insurance? Where is the best place to get it? How do insurers decide how much you should pay? What should you do if you have an accident? All these questions, and more, are answered in what is a comprehensive guide to car insurance.

Questions Answered by our Experts

Brian Bridges
Brian Bridges-Underwriter - Norwich Union
Meet the Expert 
Car Insurance Explained 
  1. Brian Bridges
  2. Why do I need car insurance? 
  3. Where do I get it? 
  4. What insurance risks are associated with driving? 
  5. What do I need before I can insure my car? 
  6. Where does my money for car insurance go? 
  7. How can I ensure that I get the best car insurance quote? 
  8. What do insurance companies consider before offering you a quote? 
  9. What documents will my car insurers issue me with? 
  10. What is a 'certificate of insurance'? 
  11. What is a 'cover note'? 
  12. What is a 'policy document'? 
  13. What situations can invalidate your policy? 
  14. Do car insurance companies make a large profit? 
Types Of Car Insurance Cover 
  1. Brian Bridges
  2. What different types of car insurance policies are there? 
  3. What is 'fully comprehensive motor insurance'? 
  4. What does fully comprehensive motor insurance cover? 
  5. What is 'third party motor insurance'? 
  6. What does third party motor insurance cover? 
  7. What is 'third party fire and theft motor insurance'? 
  8. What is 'business car insurance'? 
  9. What do business car insurance policies cover? 
  10. Am I fully insured when driving a company car? 
  11. Will my company car insurance cover me for injury to my passengers? 
  12. Will my company car insurance cover me when I use the car for personal use? 
  13. Will my insurance pay for a courtesy car if mine is off the road after an accident? 

Popular Questions

  • Why do I need car insurance?
  • What do I need before I can insure my car?
  • How can I ensure that I get the best car insurance quote?
  • What do insurance companies consider before offering you a quote?
  • What documents will my car insurers issue me with?
  • What does third party motor insurance cover?
  • Am I fully insured when driving a company car?
  • Will my insurance pay for a courtesy car if mine is off the road after an accident?
  • What happens when neither party can agree who was responsible?
  • Will I be covered against uninsured drivers?
  • Can I claim for damage caused when the car was unattended?
  • Can I claim for a stolen car stereo?
  • How does my car's value affect my insurance?
  • How do I insure an antique or classic car?
  • Do I need to arrange insurance when I rent a car?
  • If my vehicle is modified, will I need to declare it to my insurers?
  • Can I insure my teenager's car in my name to get cheaper cover?
  • Why can woman get cheaper car insurance?
Making A Car Insurance Claim 
  1. Brian Bridges
  2. When can I make a claim on my car insurance? 
  3. Are there any situations where my car insurance won't pay out? 
  4. What happens when neither party can agree who was responsible? 
  5. Can I decide who carries out repairs to my car? 
  6. Can I decide who carries out repairs to other damaged cars? 
  7. Do repairs carried out by the insurance company's preferred garage cost more? 
  8. Will I be covered against uninsured drivers? 
  9. Can I claim for damage caused by pedestrians? 
  10. Can I claim for damage caused when the car was unattended? 
  11. Can I claim for a stolen car stereo? 
Car Insurance Premiums 
  1. Brian Bridges
  2. What can help me lower the cost of my car insurance premium? 
  3. What is a No Claims Bonus? 
  4. What is a Protected No Claims Bonus? 
  5. What is an 'excess charge'? 
  6. How does my car's value affect my insurance? 
  7. Does buying a car with extra safety features lower my premium? 
  8. Should I insure my teenage child to drive my car? 
  9. How do I insure against injury to other drivers if I have a crash? 
  10. Is there a limit to third party liability insurance? 
  11. How do I insure an antique or classic car? 
  12. Will my car insurance cover me if I take my car abroad? 
  13. Do I need to arrange insurance when I rent a car? 
  14. What name should the insurance policy for a married couple be in? 
  15. If my vehicle is modified, will I need to declare it to my insurers? 
  16. How can I ensure that I've insured my restored classic car for its full value? 
  17. What is 'automatic coverage for new cars'? 
  18. What do I need to do when I sell my car? 
  19. Can I insure my teenager's car in my name to get cheaper cover? 
  20. What is the Motor Insurance Bureau? 
  21. Why can woman get cheaper car insurance? 

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