Health insurance and life insurance are facts of life these days, and choosing the right policy is a daunting task. We'll define insurance terms like premium, deductible and benefit, and explain the various levels of insurance coverage. You'll learn the difference between whole life, variable life, business life and universal life insurance policies. Find out what makes your life insurance premium go up or down, and how to pick the right death benefit for your family or beneficiary. Disability insurance and long-term care coverage are explored. In terms of health and medical insurance, you'll learn what your "out of pocket" payments will be, what COBRA , Medicaid and Medicare are, how to choose between an HMO, POS and PPO, and how to handle co-payments and pre-existing conditions.
Health care is a very pressing issue in current politics. Everyone has an idea of what their ideal healthcare situation would be like. How can we make universal healthcare happen? What are...
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