Mitchell Freedman, CPA/PFS

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Name: Mitchell Freedman, CPA/PFS
Job: CEO, MFAC Financial Advisors
Summary: Mitchell Freedman has been named by Worth magazine as one of the “250 Best Financial Advisors” in the United States five times, and Accounting Today has thrice listed him as one of the “50 Names to Know in Financial Planning". Mr. Freedman is the founder and President of both the Mitchell Freedman Accountancy Corporation and MFAC Financial Advisors, Inc. He is a licensed CPA and Personal Financial Specialist, and he has served four terms on the Council of the California Society of CPAs.
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Our Expert in...
 Financial Literacy Basics 
  1. Mitchell Freedman, CPA/PFS
  2. What are the most common financial problems you see? 
  3. How can emotion affect the way we handle our finances? 
  4. How do you help people break bad financial habits? 
  5. What is "financial literacy"? 
  6. How can I become financially literate? 
 Financial Health 
  1. Mitchell Freedman, CPA/PFS
  2. How can I determine my financial health? 
  3. How do I create a "balance sheet"? 
  4. What is a "financial goal"? 
  5. How can I determine my financial goals? 
 Banks And Credit Unions 
  1. Mitchell Freedman, CPA/PFS
  2. What kinds of bank accounts are there? 
  3. What kinds of bank accounts should I have? 
  4. How do I open a bank account? 
  5. How can I compare banks and the services they offer? 
  6. What is an "overdraft"? 
  7. What is "overdraft protection" and how does it work? 
  8. Is "free checking" really free? 
  9. Should I balance my checkbook each month? 
  10. How do I balance my checkbook? 
  11. What does it mean if an account is "FDIC Insured"? 
  12. What is a "Certificate of Deposit" (CD)? 
  13. How do I choose a CD account? 
  14. What are the risks associated with a CD account? 
  15. What is a "money market" account? 
  16. What are the advantages of a money market account? 
  17. What are the risks associated with a money market account? 
  18. How do I choose a money market account? 
  19. What is a "credit union", and how can I join one? 
  20. Can I get better interest rates at a credit union? 
 Choosing A Credit Card 
  1. Mitchell Freedman, CPA/PFS
  2. What is a "credit card" and how does it work? 
  3. What is a "charge card", and how is it different from a credit card? 
  4. Do I need credit cards? 
  5. How do I get a credit card? 
  6. How should I choose a credit card? 
  7. What is "APR"? 
 Managing Your Credit Card 
  1. Mitchell Freedman, CPA/PFS
  2. How can I get a lower interest rate or APR on my current card? 
  3. What is a "balance transfer" and are there costs associated with it? 
  4. What is a "finance charge"? 
  5. What is a "cash advance"? 
  6. Should I use the "checks" that my credit card company sends me? 
  7. What does it mean to "carry a balance"? 
  8. Should I carry a balance on my credit card? 
  9. What if I pay my credit card bill late? 
  10. What is a "debit card"? 
  11. What if my credit card is lost or stolen? 
  12. How often should I review my credit card statements? 
  13. What is a "predatory lender"? 
  14. If I'm having a dispute with a company, must I pay their charge on my account? 
 Managing Loans 
  1. Mitchell Freedman, CPA/PFS
  2. What is a "loan"? 
  3. What are "principal" and "interest"? 
  4. What is "collateral"? 
  5. What is a "home equity line"? 
  6. What is a "payday loan"? 
  7. When is it appropriate to apply for a loan? 
  8. Where can I get a loan? 
  9. How do I apply for a loan? 
  10. What is a "security interest"? 
  11. What is a "lien"? 
  12. How should I choose a loan? 
  13. Are credit union loan rates always lower than bank loan rates? 
  14. How can I borrow money to buy a car? 
  15. What are some loans to be wary of? 
 Managing Debt 
  1. Mitchell Freedman, CPA/PFS
  2. What is "debt"? 
  3. I want to lower my debt. Where should I start? 
  4. Should I hire a credit repair firm? 
  5. Should I hire a credit counseling agency? 
 Saving And Controlling Your Spending 
  1. Mitchell Freedman, CPA/PFS
  2. What percentage of my income should I try to save? 
  3. How can I start saving more money? 
  4. When should I start saving for retirement? 
  5. What is a "budget"? 
  6. How do I create a budget? 
  7. What are some tips for staying on budget? 
 Financial Literacy For Kids 
  1. Mitchell Freedman, CPA/PFS
  2. At what age should kids start learning about money? 
  3. How can I teach my child to save money? 
  4. How can I teach my child to spend wisely? 
  5. How can I teach my child good financial habits? 
  6. How do wealthy families teach their children about money? 
 Financial Planners 
  1. Mitchell Freedman, CPA/PFS
  2. What is a "financial planner"? 
  3. Who needs a financial planner? 
  4. What types of financial planners are there and how can I choose? 

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